Getting Information
Authority of the Fund Administrator
Plan Amendment and Modification
Fund Information

Getting Information
You may examine the following documents at the Fund Office during regular business hours, Monday through Friday, except holidays:

  • Collective Bargaining Agreement
  • Contracts and all Amendments
  • Form 5500 or full Annual Report filed with the Internal Revenue Service and the Department of Labor.

You may also obtain copies of any of the documents by writing for them and paying the reasonable cost of duplication.  You should find out what charges will be before requesting copies.  If you prefer, you can arrange to examine a document during business hours at the CWA Local 1180 Union or the Benefits Funds Office.  A summary of the Annual Report which provides details of the financial information of the Fund operation will be furnished free of charge to all covered members.
Nothing in this Benefit Summary Plan Description is meant to interpret, extend or change in any way the provisions expressed in the Plan documents or contracts.  The Board of Trustees reserve the right to amend, modify or discontinue part or all these Plans whenever, in their judgment, conditions so warrant.
The benefits provided by the Funds are made possible by the Funds’ assets which are derived from employer contributions.   All of the Funds’ assets are used to provide your benefits and to defray reasonable administrative expenses

Authority of the Fund Administrator
Notwithstanding any other provision in the Plans, the Board of Trustees shall have the exclusive right, power and authority, in its sole and absolute discretion to:

  • Administer, apply, construe and interpret the Plans and any related Plan documents.
  • Decide all matters arising in connection with entitlement to benefits, the nature, type, form, amount and duration of benefits and the operation or administration of the Plans.
  • Make all factual determinations required to administer, apply, construe and interpret the Plans (and all related documents).

Without limiting the generality of the statements above, the Board of Trustees shall have the ultimate discretionary authority to:

  • Determine whether an individual is eligible for any benefits under these Plans.
  • Determine the amount of benefits, if any, an individual is entitled to under these Plans.
  • Interpret all of the terms used in these Plans.
  • Interpret all of the provisions of these Plans (and all related Plan documents).
  • Formulate, interpret and apply rules, regulations and policies necessary to administer the Plans in accordance with its terms.
  • Decide questions, including legal or factual questions, relating to the eligibility for, or calculation and payment of, benefits under the Plans.
  • Resolve and/or clarify any ambiguities, inconsistencies and omissions arising under the Plans or other related Plan documents.
  • Process and approve or deny benefit claims and rule on any benefit exclusions.

All determinations made by the Board of Trustees (or any duly authorized designee thereof) with respect to any matter arising under the Plans and any other Plan documents shall be final and binding on all parties.

Plan Amendment and Modification
The Board of Trustees reserves the right, within its sole discretion, to amend, modify or terminate, in whole or in part, any or all of the provisions of these Plans (including any related documents and underlying policies), at any time and for any reason.

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Board of Trustees

Arthur Cheliotes,

Gina Strickland,

Gerald Brown,

Gloria Middleton,

Lourdes Acevedo

Funds Administrator
Dwight R. Kearns

Fund Address
6 Harrison Street
New York, NY  10013-2898

Spivak, Lipton, LLP

Policy Research Group, LLP

Certified Public Accountant
Gould, Kobrick & Schlapp, P.C